Pooja Tyagi, CA Ravi shanker. “Impact Of Digital Financial Services On Firm Profitability And Financial Inclusion In Developing Economies”. International Journal of Advanced Research and Multidisciplinary Trends (IJARMT), vol. 3, no. 1, Mar. 2026, pp. 920-3, https://ijarmt.com/index.php/j/article/view/817.