Fatima Kaniz Sayed,Dr. Kamal Kishor Jangid 2025. Determinants of Risk Tolerance among Middle-Class Retail Investors in Metropolitan India. International Journal of Advanced Research and Multidisciplinary Trends (IJARMT). 2, 4 (Dec. 2025), 590–601. DOI:https://doi.org/10.65578/ijarmt.v2.i4.767.